What’s Holding You Back

What’s holding you back? Not sure where to begin, no down payment, afraid of the responsibility, I lost a home to foreclosure, I have a prior bankruptcy. Whatever the reason don’t let it hold you back from owning a home.

If you’re not sure where to begin I’ll be glad to provide the steps to owning a home. Many people think they can’t own a home because they don’t have a down payment. This can be easily overcome with a simple savings plan or with the use of the downpayment programs. Many don’t want to take care of the maintenance of a home. If that’s you, consider a condominium or a town home with an association that takes care of the maintenance for you. Yes, there’s an additional fee.

Now if you are someone that lost a home to foreclosure or have a dismissed bankruptcy you can also own again or own a home. You may need to wait at least 3 years and make sure you are paying your bills on time. Also consider opening a few secure credit lines to rebuild your credit.

Whatever is holding you back you don’t have to be afraid of it. Contact me today and I’ll help you with a realistic plan to help you get on the road to home ownership. Click the Illinois homes link and send your contact information today. I look forward to making your dream come true.


To find out if you may qualify for a down payment program click now


How Long Will You Wait To Sell Your Home?

Are you thinking about selling your home?  Is your home currently on the market? If your home is on the market for sale are buyers knocking down your door to buy the house?  If you answered NO to buyers knocking down your door, guess what? Your house is overpriced.   So what should you do?

First, An immediate price change is in order.  If you don’t have buyers asking if others are looking at your property,  it’s not price correctly!  The price must be compelling to get buyers motivated.

Don’t wait to get it sold!!!!  If it’s not priced correctly call your Realtor NOW!  Get it priced right and get it sold today.  Otherwise, you are wasting your time and losing money.  Request that your agent tell you the truth.

Months’ of Housing Supply in Northern Illinois 8/22/2011 to 9/22/2011.  There are 44852 single family homes and 25258 attached homes available for sale and only 4448 single family and 2155 attached homes that sold form 8/22 to 9/22.  What does this mean?  It tells us that your house could sit on the market 10.62 months before it sells.

It’s time to wake up to a different reality. If you really want to get your home sold you must make some hard decisions.  Ask me your questions today.

Maybe you would like to sell your home but you would rather wait then lose money. If that’s you, here’s something to consider while you think about the future sale of your home:

1. Make a to do list
2. Start going through your storage areas
3. Declutter every room
4. Liven up the basement and the garage – nothing like an ugly garage or basement when a buyer comes in.
5. Keep your refrigerator clean
6. Start dusting in areas you often overlook
7. Set a listing target date
8. Why wait, talk to a real estate professional now so you are better prepared when you list your home.

Can you think of anything else? Tell me……

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